2014 Empty Bowls Diner & Silent Auction Presented by First Bank of Virginia

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Beans and Rice, Inc. — a non-profit organization based in Pulaski and Radford which serves low-to-moderate income families — will host its annual fundraiser, Empty Bowls. This year’s event, presented by First Bank of Virginia, is focused specifically on the issue of Childhood hunger. It will take place on Friday, April 11th at the New River Valley Fraternal Order of Police Lodge in Radford. An open house for bowl browsing and silent auction bidding begins at 5pm. Dinner – sponsored by Jo Alderman of Giesen-Caldwell, CGJC Enterprises, Bob & Debbie Piscura, and Greg & Fran Rooker - will be served at 6 pm. Tickets are available at www.beansandrice.org or at the door for $20 and entitle guests to one free handcrafted bowl.

Bid on these great items and more at the 2014 Empty Bowls Dinner and Silent Auction

Bid on these great items and more at the 2014 Empty Bowls Dinner and Silent Auction

This is the 15th consecutive year Beans and Rice, Inc. has conducted the fundraiser in efforts to combat hunger in and around the City of Radford. Last year’s event raised $4,700. The majority of bowls are ceramic and crafted by Radford University Art Professor Drew Dodson and his students. This year’s event features the addition of a limited number of handmade glass and wooden bowls.

Empty Bowls is an international grassroots effort to fight hunger. The basic premise is simple: Potters and other craftspeople donate materials and time to create handcrafted bowls. Guests are invited to share a simple meal and learn about hunger issues. In exchange for a cash donation, guests are asked to keep a bowl as a reminder that there are always empty bowls in the world.

According to Share Our Strength’s national Non Kid Hungry campaign, childhood hunger is an epidemic affecting 16 million US children, or 1 in 5 kids. Currently, 22% of US children under 18 live in poverty. In Radford both elementary schools have free/reduced priced lunch rates above 40%, up from 23% in 2002. Recent research from the Harvard School Breakfast Research Summary demonstrates that “lack of enough healthy food can impair a child’s ability to concentrate and perform well in school.”

All event proceeds support local children enrolled in Beans and Rice, Inc. afterschool programs at Bell Heth and McHarg Elementary schools. Backpacks are sent home each weekend from mid-September through the end of May to approximately 120 City of Radford Public School students. Backpacks are filled with self-stable food and fresh fruit adequate for 2 breakfasts, 2 lunches, and 2 snacks per weekend. Proceeds also benefit Beans and Rice’s a weekly food distribution of perishable grocery items donated by Wal-Mart. The program occurs weekly throughout the year at two low-income housing complexes.

Local citizens and businesses can help combat food insecurity by:
- Attending the event and bringing friends and family.
- Donating merchandise or services (gift certificates) for the silent auction,
- Making a contribution of $25 or more to the Empty Bowls project.

Visit http://blog.beansandrice.org to learn more and see a complete list of silent auction items including handmade wooden bowls and select furniture as well as services and merchandise from local merchants.

WHO: Working-age adults, children, retired seniors, college students, community volunteers, elected public officials, AmeriCorps members, Beans and Rice staff, local civic organizations
WHAT: 2014 Beans and Rice Empty Bowls Dinner and Silent Auction
WHEN: Friday, April 11, 2013, 5 pm Open House, 6 pm Dinner
WHERE: Fraternal Order of Police Lodge (University Boulevard near Radford University Dedmon Center), Radford, VA.

Cliche Interview Questions – A Guide For Understanding The Interview Process

Tell me about yourself. What are your strengths? What are your weaknesses?

Do these questions sound familiar? These are some of the typical cliché interview questions that many employers are required to ask, yet many interviewers find difficult to analyze. More importantly, today’s market is flooded with job seekers – making it difficult for business owners to decide who to hire.

For business owners, knowing how to analyze responses to these questions will make it easier for you to decide which applicant is best suited for your open position.

Here are some of the most cliché interview questions with tips for business owners to analyze.

1. Tell me about yourself
This is a great way to gauge an interviewer’s professionalism. Do they talk about enjoying movies or completing difficult tasks? Also remember to keep in mind that candidates will be nervous, especially at the beginning of an interview. If a candidate stumbles over words, try not to focus too intensely on it. Instead, focus on the content of what they are saying and if it relates to your open position.

2. What are your biggest strengths?
Listen for detail and do not be afraid to question the responses candidates give. For instance, if a candidate says they have advanced computer skills, ask them to give examples of what programs they have used in the past and for what purpose. This will help you determine if a candidate is being honest about their skill set. Do not feel limited to the predetermined questions you have – if you feel you need to ask them more questions for more information, feel free to do so.

3. What is your biggest weakness?
It is important to know the real weaknesses of a candidate you may hire, so listen for honesty. If the candidate states a weakness, but does not elaborate, ask them how they are managing their weakness and making improvements. Not only will this help you uncover if they are being honest, but it also shows you if they are actively working to make improvements. Be sure to keep in mind that everyone has weaknesses, so it is not only about which candidate possesses the least amount of weaknesses – it is also about which candidate can understand their weaknesses and how to improve them.

4. How do you handle conflict?
Use this opportunity to determine if a candidate has the ability to handle themselves professionally in conflict, manage stress, and can decide and implement the best courses of action to take to resolve conflict. This is a lot to uncover during one response, but listen carefully and ask the candidate why they chose their particular course of action to end the conflict. You can also ask them what were some other ways they could have resolved their issue, and why they did not choose those options. This will give you a solid understanding of their conflict resolution, stress management, decision, and implementation skills.

5. Why should we hire you?
Look for passion during a candidate’s response. Are they genuinely interested in your position and company, or are they just attending another interview to get a job? Also be aware of vague, routine answers. If you own a restaurant, you don’t want to get the same, vague response a candidate can give to a technology company. So if this happens, ask the candidate to elaborate. Not only will this give the candidate an extra opportunity to impress you, but you will also learn how well the candidate thinks and communicates on the spot.

6. Do you have any questions for me?
Take this opportunity to determine if the candidate is truly considering your needs as well as theirs. If the candidate is only asking questions in regards to benefits they will receive, be cautious. Either they are not considering the company’s needs, or they did not put in much effort to prepare questions they may have (which may indicate they are not serious about the position).

Dangers Of Mixing Personal And Business Finances

A small business owner needs a few dollars for personal expenses, and decides to take the money she needs from her business cash register. No harm done, right? After all, she’s the owner, she works hard to operate her business, and it is her business so it is also her money……right? WRONG. No matter what the amount, mixing any personal expenses with business expenses can end up in disaster.

First, let’s discuss how it affects your accounting. Since money is being used interchangeably between personal and business uses, it makes it difficult for an accountant to determine business expenses. Thus, an accountant may increase their fee, or spend more time than necessary preparing documents. Either way, mixing business and personal expenses can increase your accounting bill – and your chances of being audited.

Having a confused, and probably aggravated, accountant is also terrible during tax season. As mentioned earlier, mixing personal and business expenses makes it very difficult for your accountant to get your documents prepared correctly. Therefore, your business could be missing out on some tax breaks that your accountant could have easily found had she not been so focused on separating your expenses.

Now let’s switch gears and focus on business growth. Yes, mixing personal and business finances can impact your business’s growth. Part of the benefits of owning your own business is that your business can also build its own line of credit. Therefore, as your business’s credit increases, so too do your opportunities to expand or invest more into your business. However, mixing your personal and business finances makes it difficult for your business to stand alone and build its own line of credit. When this happens, lending institutions can (and will) continue to use your personal credit when you need more funding for your business.

Think that your business type (LLC, for example) is keeping your personal assets safe in case of a lawsuit? Unfortunately, think again. Mixing your personal and business expenses causes a “grey area” to form, linking your two account types. All a lawyer has to do is prove that your two accounts (personal and business) are not truly separated, and your personal assets can then be taken to cover your business’s mistakes.

Finally, mixing personal and business expenses lowers a business owner’s level of professionalism. When you interact with a professional who realizes you are mixing your accounts, the professional tends to stop seeing you as a strong business owner. Instead, she begins to view you as a hobbyist. Therefore, the level of professionalism you and your business receive declines.

Below are some tips to help you keep business expenses separate from personal expenses.

1) Keep receipts organized
Carry a binder, folder, or book with you at all times where you can place business receipts. Write an explanation on the back of the receipt about the item(s) purchased to reduce any confusion later about the purchase (and to help if you are audited).
2) Maintain two checking accounts
Always keep a separate business checking account. Never write a check for personal expenses using the business checking account, and carry both check books with you if need be. Having these accounts separated will also make it difficult for any lawyer to determine your assets are blended – which opens your personal assets up if your business is sued.
3) Maintain two credit card accounts
Maintaining two separate credit card accounts will help you keep your assets separated. Again, never mix the two. The less you have to worry about later (personal vs. business expenses) the better.
4) Cash
Avoid using cash for business expenses. Cash transactions can get confused with personal expenses and can be questioned during audits. We understand there are times when you may need to carry business cash. When this is the case, keep the business cash separated from other cash in an envelope or separate pocket. Also, if any of your business cash is running low, do not replenish the cash with your personal cash. Go to the bank immediately and withdraw from your business account. Finally, never leave notes explaining how much money you put into the business cash from your personal cash. Notes can get lost, and cause more confusion. However, if you keep your personal and business cash separated, you will not have to worry about leaving yourself any notes.
5) Shopping
It is ok to purchase something for yourself when you are at the store for a business expense. However, keep the personal and business transactions separate by ringing up another ticket. Auditors do not like to see receipts with items crossed out and will most likely question these items.

Always keep in mind that taking a little extra time now to separate business and personal expenses will save you more time and hassles in the future.